Toni Arney

Home Buyer Tax Credit Info.

Posted on 03. Mar, 2010 by toniarney.

The Recovery Act extends tax credits made available to first-time homebuyers under the Housing and Economic Recovery Act of 2008 (HERA), increasing the maximum allowable credit and extending the time period during which home purchases can be made.
Eligible first-time homebuyers may receive a tax refund equal to 10% of the purchase price of their home [...]

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Posted on 03. Mar, 2010 by toniarney.

Home Buyer Tax Credits
Brought to you by the National Association of Home Builders

FAQ: First-Time Buyers
FAQ: Repeat Buyers
Resources
Military/Service Rules
Key Information

Key Information
Following are key points that prospective home buyers should be aware of when considering a home purchase under the tax credit program.

A tax credit of up to $8,000 is available for first-time home buyers purchasing on [...]

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Girlfriends

Posted on 25. Feb, 2010 by toniarney.

What a fun and whimsical shopping experience! Girlfriends is a unique and quaint boutique located in historic downtown Rowlett and is owned and operated by Cheryl Fitzgerald, a long time resident of Rowlett. “Girlfriends” was opened 7 years ago to provide a new and exciting shopping experience for the Rowlett and Rockwall communities. The store [...]

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My Conversation with Rockwall Mayor, Bill Cecil

Posted on 20. Feb, 2010 by toniarney.

Rockwall is the smallest county in the state of Texas, yet it’s the 2nd wealthiest for median income! With a population of approximately 29,500 people in a 22.6 square mile radius, Rockwall has emerged from obscurity to be recognized as one of the best places to live according to Family Circle Magazine.
The Mayor of Rockwall [...]

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Real Estate 2010 – - Will It Be Better?

Posted on 19. Feb, 2010 by toniarney.

Real Estate 2010 — Will It Be Better?
By Peter G. Miller
There’s little doubt that 2009 was a brutal year for many in real estate while  for others it was a buying opportunity. Foreclosure filings reported by RealtyTrac topped  300,000 per month for much of the year while the National  Association of Realtors says that a [...]

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Foreclosures and Options

Posted on 15. Feb, 2010 by toniarney.

Home foreclosure filings jumped in the Dallas-Fort Worth area again after falling last month,  according to Addison-based Foreclosure Listing Service Inc.

Foreclosure postings were up 34 percent in Collin and Denton counties and 23 percent in Dallas County.  The foreclosure postings were up 22 percent from the same period a year ago, but down 4 percent from [...]

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The Latest on Mortgage Rates

Posted on 11. Feb, 2010 by toniarney.

Mortgage Rates: February 11, 2010
Rate: 5.15 percent (30-year fixed) Average Points: 0.44
Mortgage rates did not budge this week.
The average 30-year fixed-rate mortgage stood at 5.15 percent for the second straight week, and third week in the past four. A basis point is one-hundredth of a percentage point.
Meanwhile, this week’s average 15-year fixed-rate — a popular [...]

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D/FW Foreclosures

Posted on 11. Feb, 2010 by toniarney.

DALLAS (Dallas Morning News) – Dallas may be faring well in this economic downturn compared with other major metros in the country, but the foreclosure crisis has not passed it by.
First American CoreLogic estimates that about 0.9 percent of Dallas-area homes with mortgages were in foreclosure in December. That’s up from 0.8 percent in December 2007.
During 2008 [...]

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What exactly is a Short Sale?

Posted on 02. Feb, 2010 by toniarney.

As a real estate agent I get asked this question often. In today’s current economic condition short sales make-up more than half of all real estate transactions.  A short sale is a term used to describe the sale of a home that falls “short” of the balance owed on a mortgage.  A short sale often occurs when a homeowner or borrower [...]

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Sometimes Things Look Better from A Different Perspective

Posted on 26. Jan, 2010 by toniarney.

What’s the most important benefit of selling your home without a professional Realtor? It usually comes down to one main reason – Profit. However, the thing most people don’t understand is that the seller is not paying an individual agent the full commission just for “selling your home.” The commission is split between the services [...]

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